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        哈爾濱銀行 harbinbank

        全國統一客服電話:95537/4006095537??? 信用卡客服專線:4006695537
        EN

        房抵貸(消費)——個人房產抵押貸款

        來源: 作者:高巍 發布時間:2019年05月07日 點 擊:

        你有房,就來貸
        房抵貸(消費)業務是我行面向個人發放的用于生活消費的個人房產抵押貸款。
        產品特點
        1.額度多:最高可貸房產價值的80%
        2.期限長:最長可貸20年,還款更輕松
        3.還款靈活:分期還款、隨借隨還,還款方式任您選
        4.申請便捷:手機APP線上申請,快速評估房產價值
        產品增值服務
        1.可尊享終身免費房屋價值評估服務;
        2.可尊享免費開通手機銀行、網上銀行等服務;
        3.還款表現及信用資質良好的客戶可獲得信用貸款額度,用于家裝、教育、醫療、購車、購置車位、旅游等家庭綜合消費。
        適用客戶
        年齡18-65周歲,收入穩定,信用良好,房屋已取得《房屋所有權證》或《不動產權證》。
        申請資料
        1.身份證、戶口本、婚姻證明;
        2.收入證明(至少任選其一):公積金或社保繳存記錄/個人所得稅稅單/工資證明/銀行流水/其他收入證明;
        3.房產證;
        4.用途證明:提供相應的交易證明材料。
        聯系我們
        1.歡迎致電哈爾濱銀行客戶經理;
        2.向您附近的哈爾濱銀行網點提出申請;
        3.撥打全國統一客服熱線95537;
        4.手機下載極e貸app,完成線上申請。
        注:1.本頁面內容僅供參考,部分業務以當地網點的公告與具體規定為準。因政策調整或客戶資信狀況差異,金額、期限、利率、成數以我行最終審批結果為準。
        2.產品最終解釋權歸哈爾濱銀行所有。

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